First Time Home Buyer Program

Q. Am I an eligible applicant?

A. A first-time home buyer is defined as a person who has never owned a home, or:

  • Has not owned a home in three years; or
  • Has owned a home with a spouse, but has since separated from that spouse and will be purchasing a home for the first time on their own.

Q. Are there income requirements?

A. Yes, many government grant programs in our area are income driven and based on your household size as listed below. But check with us and your lender as other programs may be available.

Household Size









Maximum Income

$46,100 $52,600 $59,250 $65,800 $71,100 $76,350 $81,800 $86,900

Q. What type of homes will I be able to purchase with this assistance?

A. Single family home and two family homes; condo, co-op, as well as new construction

Q. What is the Arbor Hill Service Area?

A. While our primary focus is our Neighborhood Preservation Target area which includes Arbor Hill, North Albany, Sheridan Hollow, West Hill and West End, some projects are city-wide and may even assist buyers in other areas of Albany County.

Q. With home buyer assistance, what is provided?

A. The Arbor Hill Development Corporation Sustainable Home Buyer Assistance Program provides:

    • HUD- Certified Home-Buyer Education
    • Credit Counseling; Credit Repair and Debt Management Services
    • Home maintenance workshops
    • Application assistance and support through the purchase process
    • Referrals to lenders, contractors, other services
    • Post-purchase support
    • Neighborhood Association membership
    • Acess to Affordable Solar Energy

Q. Through its collaboration with the Albany County Land Bank and Developer< Daniel Oh, AHDC will assist with the purchase of affordable 2-family homes. Pictures and plans will be posted. Stay tune

Q. Is there a neighborhood association?

A. Yes, There are 6 associations: Arbor Hill, North Albany, Sheridan Hollow, West Hill, West Hill Spirit, West End .

Q. How do I apply for assistance?

A. Please fill out this application and return to the address listed on the application.

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